FAQ
Capital Link is a leading finance brokerage firm specializing in connecting businesses with suitable lending solutions. We work with a network of reputable lenders to help businesses secure the funding they need for various purposes, such as expansion, working capital, equipment financing, and more.
At Capital Link, we understand that navigating the lending landscape can be challenging for businesses. We simplify the process by leveraging our extensive network of lenders and our expertise in matching businesses with suitable funding options. We assess your unique needs, financial situation, and preferences to connect you with lenders who can offer competitive loan terms and favorable interest rates.
As a finance brokerage, Capital Link does not directly provide loans. However, we collaborate with a diverse range of lenders who offer various financing options, including unsecured loans, secured loans, lines of credit, equipment financing, invoice financing, and more. We work closely with you to understand your specific requirements and connect you with lenders who can meet your funding needs.
Yes, Capital Link understands that businesses may face credit challenges or have a history of defaults. We have a broad network of lenders who specialize in working with businesses with varying credit profiles. Our team will assess your unique circumstances and match you with lenders who are more flexible in their lending criteria, increasing your chances of securing funding even with less-than-perfect credit.
Yes, Capital Link has experience working with startups and new businesses. We understand the unique needs and challenges faced by businesses in their early stages. Our team will guide you through the process and connect you with lenders who offer funding options tailored to support startups and new ventures.
Yes, Capital Link can help businesses explore options for loan stacking or refinancing existing loans. By assessing your current loan portfolio, financial situation, and objectives, we can connect you with lenders who offer solutions to consolidate or refinance existing debt, potentially reducing your interest rates or extending repayment terms to improve cash flow management.
The collateral or security requirements for loans depend on the specific lenders we work with and the type of loan you seek. While some loans may require collateral, we also collaborate with lenders who offer unsecured financing options, eliminating the need for specific assets as security. Our team will match you with lenders whose loan offerings align with your collateral requirements.
The timeline for funding depends on several factors, including the lender's process, the complexity of your funding requirements, and the completeness of your application. Once we receive your application and necessary documentation, we work diligently to streamline the process and expedite funding. In many cases, businesses can receive funding within 24 hours.
Capital Link serves as a facilitator between businesses and lenders. Our role is to understand your funding needs, evaluate your eligibility, and connect you with suitable lenders from our network. We guide you through the application process, assist with documentation, and provide support at each stage to ensure a smooth experience.
At Capital Link, we prioritize the security and confidentiality of your information. We adhere to strict data protection measures, including encryption protocols, secure storage practices, and privacy policies. We only collect and share necessary information with lenders involved in your funding process, ensuring your data remains protected.
Yes, Capital Link can help businesses across various industries secure financing. We have experience working with businesses in sectors such as retail, hospitality, construction, healthcare, logistics, trade services, and professional services, among others. Our extensive network of lenders allows us to connect businesses with industry-specific funding solutions tailored to their unique needs.
Yes, Capital Link can assist businesses that already have existing loans. We understand that businesses may have ongoing financial obligations and may need additional funding to support their growth or operational needs. Our team will work with you to understand your existing loan obligations and help you explore options such as loan stacking or refinancing to optimize your debt structure and improve cash flow management.
Capital Link recognizes that not all businesses may have extensive financial statements or documentation, particularly startups or small businesses. We work with lenders who offer financing options specifically designed for businesses with limited financial documentation. Our team will assess your situation and connect you with lenders who consider alternative data sources or evaluate your business's potential in other ways to determine your eligibility for funding.
Capital Link operates nationwide, serving businesses throughout the United States. Regardless of your location, we can connect you with lenders from our network who are willing to fund businesses in your region. Our online application process allows businesses from all states to easily access our services and explore funding opportunities.
The duration of the loan application process can vary depending on several factors, including the complexity of your funding needs, the responsiveness of the lenders involved, and the completeness of your application. While we strive to expedite the process, it's important to note that obtaining financing involves a comprehensive evaluation and due diligence. We will keep you informed of progress throughout the application process and work to secure funding as efficiently as possible.
Absolutely! Capital Link's experienced team is well-versed in the various loan products available in the market. We will assess your business's specific needs, financial situation, and growth objectives to provide guidance on selecting the most suitable loan product from our network of lenders. Our aim is to ensure that the loan you secure aligns with your business goals and financial capabilities.
After submitting your loan application, our team will review the information provided and contact you to discuss your funding needs in more detail. We may request additional documentation or clarification during this stage. Once we have a thorough understanding of your requirements, we will connect you with suitable lenders from our network and guide you through the remainder of the loan application process.
Certainly! Capital Link is committed to providing unbiased guidance and access to a wide network of lenders. If you already have a relationship with a specific lender, we can still assist you by evaluating your existing loan terms, exploring refinancing options.
