Funding Solutions

Unsecured Business Loan

  • No collateral needed
  • Higher interest rates
  • Useful for businesses with limited assets
  • Faster funding option
  • Loan amounts vary widely
  • Repayment terms range from months to years
  • Can be used for various business purposes

Unsecured loans are an excellent financing option for businesses that require quick access to funds without pledging any collateral. These loans offer numerous benefits, including faster funding, greater flexibility, and no collateral requirement, making them an accessible option for SMEs. Unsecured loans have variable loan amounts and repayment terms, allowing businesses to choose the terms that work best for them. Additionally, unsecured loans can be used for various purposes, such as purchasing inventory, hiring staff, or expanding business operations. With these benefits, unsecured loans are an attractive funding option for SMEs looking for quick and flexible financing solutions.

Secured Business Loan

  • Requires collateral
  • Lower interest rates
  • Loan amounts vary widely
  • Repayment terms range from months to years
  • Useful for businesses with significant assets
  • Can be used for various business purposes

Secured business loans provide lower interest rates, flexible loan amounts, and repayment terms tailored to the needs of SMEs. They also offer the versatility to be used for various business purposes and provide lenders with confidence to offer larger loan amounts, which can aid businesses in financing significant growth. With these benefits, secured loans are an attractive financing option for SMEs with valuable assets that they can use as collateral

Line of Credit

  • Flexible funding option
  • Revolving credit facility
  • Pre-approved credit limit
  • Interest only on funds used
  • Suitable for short-term funding needs
  • Helps manage cash flow
  • Can be used for various business purposes.

A Line of Credit (LOC) is a flexible and pre-approved revolving credit facility that provides businesses with access to funds whenever they need them. LOCs only charge interest on the funds used, making them a suitable option for short-term funding needs, managing cash flow, or covering unexpected expenses. They offer the flexibility and versatility needed to meet various business purposes, making them an attractive financing option for SMEs seeking affordable funding solutions.

Merchant Cash Advance

  • Flexible funding option
  • Based on future credit/debit card sales
  • Repaid as a percentage of daily card sales
  • No fixed repayment terms
  • No collateral required
  • Quick access to funds
  • Suitable for businesses with fluctuating sales

Merchant Cash Advances (MCAs) are a flexible funding option that is repaid as a percentage of daily credit/debit card sales, making them suitable for businesses with fluctuating sales. They require no collateral and offer quick access to funds, making them an attractive option for businesses in need of immediate cash flow or time-sensitive opportunities. With these benefits, MCAs provide SMEs with a flexible, versatile, and affordable funding solution.​